Score
Title
19819
It's 2017, any place that charges a convenience fee to pay bills online is just an asshole.
22825
China to Donald Trump: Your North Korea speech was really unhelpful
12157
In The Matrix, water on windows foreshadowed code
15393
Redditor realizes just how bad a Nice Guy he was, gets therapy, and turns it all around
13826
600 pounds of thicc
32231
Whole of Puerto Rico without power
12390
Russian Dancers Gliding
8480
The Turkish town where the poor never go hungry. Restaurants in a small eastern Anatolian town are offering free meals to those in need, a tradition that has carried on for decade
4663
Spaceships are just boats out of water
21484
Are y'all done or y'all finished?
34109
TIL many animal shelters do not allow adoption of black cats in October to protect the cats from being sacrificed or tortured.
16965
Prime Minister Justin Trudeau's socks today at Bloomberg Global Business Forum event.
6667
Stop resisting!
9057
Particles dropped into a bowl
71225
Good kid spots neighbor's dropped wallet in driveway, returns it.
14523
[UPDATE] Had a falling out with the girl I love and got served a cease and desist order. What can I legally do? [Michigan] (x-post on r/relationships)
30493
Safe travels, new friend
7098
Game dev shuts down a negative review on Steam
8535
When the light hits just right... Wildwood Trail, Portland, OR (OC) [4000x3000]
9779
Equifax gets it
7397
Bacon Double Cheeseburger Pop-tarts
25053
Death Wish Coffee recalls cold brew cans due to potentially deadly toxin concerns
16299
Man who raped and murdered six-year-old girl has 'boiling water poured on his groin in prison attack'
64279
[UPDATE] I found out that a coworker in the same position, with the same education, experience, workload, etc. is making almost twice what I make
40633
The reason I never get any work done...
11094
Mom surprises her son on his birthday.
16168
How dare they
5934
Great White shark
39886
Mom surprises her son on his birthday.
24697
To catfish.
16906
Steward bodychecks runner at 2017 UCI Road World Championships
6130
LPT: Not sure if you're a gay man? Casually rub your penis up against both male and female coworkers during the day and immediately document the blood flow to your penis by measuring its girth. Graph the data and share your findings on r/dataisbeautiful.
15528
How did Metallica get people to stop pirating their music?
15026
Lightning striking a plane inside a rainbow
4495
Bummer
20004
[I ATE] Buffalo wing poutine
25960
MRW my friend tells me his MLM is not a pyramid scheme
12227
AR math app
10143
Still as pretty as the real thing
9646
Haunted Jelly Bean Machine, Ink With digital coloring, 8.5" x 11"
7125 PusssyFootin I noticed this too. I didn't realize it's a credit agency prerequisite to be willing to exploit millions of people in their time of need. **Forget the website, just call the TransUnion Freeze hotline 888-909-8872** *Edit: since this blew up* If you can't get through try calling at a weird time when the volume might be low. E.g., 12:30AM Here are the other two credit union freeze hotlines: **Equifax: 1-800-685-1111 (NY residents 1-800-349-9960 and for you Canadians 1-800-465-7166)** **Experian: 1 888 397 3742** While you're at it you might as well opt out of promotional solicitations from credit unions too www.optoutprescreen.com. (Also, thanks for popping my golden cherry, stranger)
1705 [deleted] [removed]
297 manamachine This whole thing is very eye-opening. Banks seemed like a kind of necessary evil that I didn't quite trust, but had enough of my best interest in mind to be worthwhile. Credit agencies...I never thought I had to worry about whether or not to trust. That's our identities. Our financial rock. I've busted my ass repairing my credit, finally have decent scores, and it could all just get fucked up because of someone else's error, or deliberate corruption?
1490 steadyonmate Fuck TransUnion. I froze all 3 the other day. I also opted out of getting those annoying fucking prescreened credit card offers. Per FTC, you can opt out here: www.optoutprescreen.com
1044 BillionsInBlackmail The credit bureaus have collected information without consumers direct permission and are refusing to protect it unless given $16.95 a month. Blackmailing with browser history or compromising pictures pale in comparison to what the credit bureaus are now doing. Even the Mob doesn’t have it this easy. Consumers had better play-along ‘or else’ their ability to participate in modern society will be crippled. Equifax stands to make a lot of money selling monitoring for information they failed to protect. Charging 5-15 dollars to lock accounts will net them up to 3.0 billion dollars. Equifax also charges to unlock and lock it again. If consumers are willing to sign all their rights away Equifax will give consumers a year of security monitoring with no promise to fix your credit if it is impacted. If you actually want protection it’s $16.95 a month. That's a potential of billions of dollars a month to protect something collected without your direct permission and then lost. This seems so close to blackmail it is mind boggling. On Equifax's word; you could be prevented from getting a job, having credit cards, buying a house or car. One-hundred fifty million people are now completely exposed moving forward everyone will require credit monitoring which really is just the credit bureau's expanding their reach into consumers pockets. Even worse Credit monitoring isn’t a guarantee of anything. Most products only promise to tell you you have been compromised you still have to go through the pain and fixing it with the small hope you can fight them to have expenses reimbursed. At least the Mob offers some actual protection from your shop being burnt down or robbed, credit monitoring doesn’t even do that. Although, you will get a text on your phone at some point after the fire begins. Meanwhile, Equifax will go from a measly gross profit of 3.1 billion last year to the potential of 2-5 billion a month. How could they resist not leaking your information for returns like that? Congrats Equifax you just turned credit monitoring into a massive growth industry and all it took was gross negligence. And Just like the Mob they didn’t burn your shop down they just can’t stop it, unless of course, you pay $16.95 a month.
277 TheAmazingAaron Wait, we have to pay to freeze our reports? Specifically, I'm surprised Equifax is allowed to profit. What power does the [Consumer Financial Protection Bureau](https://www.consumerfinance.gov/about-us/blog/identity-theft-protection-following-equifax-data-breach/) (CFPB) have to step in here? Given the circumstances, I'm surprised a better solution hasn't been put in place since there's no way the credit agencies can handle 143 million customer issues. Congress, we're looking at you. Edit: Here are links to find your representatives. Let them know you don't think consumers should be on the hook for this breach, and you aren't satisfied with the current system of using social security numbers as verification of identity. House of Representatives: https://www.house.gov/representatives/find/ Senate: https://www.senate.gov/general/contact_information/senators_cfm.cfm
112 redshrek I was able to freeze my credit online with Equifax and Innovis yesterday. Experian refused saying I had to get a police report and sent it via mail with my $11 fee. Trans Union website seemed to work until I tried to pay where it said the service was unavailable.
210 I_moo_at_horses I went to annualcreditreport.com site to order my credit report and all three of them returned "Unable to process request online." Called all three numbers and just went in circles. Fucking crooked bastards. Have we not had enough of this system of fucking all of us over yet???
78 _My_Angry_Account_ They are trying to dissuade people from freezing their credit because it hurts their revenue streams. They make boatloads of money off brokering peoples data and they can't do that if people freeze their credit.
135 Evervision Jokes on them. I froze my credit at TransUnion and Experian 2 years ago due to the Anthem breach. Equifax on the other hand pulled these tricks on me 2 years ago. Said I had to do it by mail instead of online. Was able to freeze it online when their breach happened though. **There are actually 4 credit bureaus now, so make sure you freeze it at the new one, [Innovis](https://www.innovis.com/personal/securityFreeze).** [Found this out in 2015 from this article](https://krebsonsecurity.com/2015/06/how-i-learned-to-stop-worrying-and-embrace-the-security-freeze/).
60 exegete_ Here's the fee schedule for adding, lifting, and removing a credit freeze: https://www.transunion.com/credit-freeze/credit-freeze-information-by-state Some states it's free. What's the difference between "lift" and "remove"? I think "lift" is a temporary thing, where as "remove" is permanent.
7126 0 PusssyFootin I noticed this too. I didn't realize it's a credit agency prerequisite to be willing to exploit millions of people in their time of need. **Forget the website, just call the TransUnion Freeze hotline 888-909-8872** *Edit: since this blew up* If you can't get through try calling at a weird time when the volume might be low. E.g., 12:30AM Here are the other two credit union freeze hotlines: **Equifax: 1-800-685-1111 (NY residents 1-800-349-9960 and for you Canadians 1-800-465-7166)** **Experian: 1 888 397 3742** While you're at it you might as well opt out of promotional solicitations from credit unions too www.optoutprescreen.com. (Also, thanks for popping my golden cherry, stranger)
1706 0 [deleted] [removed]
296 0 manamachine This whole thing is very eye-opening. Banks seemed like a kind of necessary evil that I didn't quite trust, but had enough of my best interest in mind to be worthwhile. Credit agencies...I never thought I had to worry about whether or not to trust. That's our identities. Our financial rock. I've busted my ass repairing my credit, finally have decent scores, and it could all just get fucked up because of someone else's error, or deliberate corruption?
1492 0 steadyonmate Fuck TransUnion. I froze all 3 the other day. I also opted out of getting those annoying fucking prescreened credit card offers. Per FTC, you can opt out here: www.optoutprescreen.com
1042 0 BillionsInBlackmail The credit bureaus have collected information without consumers direct permission and are refusing to protect it unless given $16.95 a month. Blackmailing with browser history or compromising pictures pale in comparison to what the credit bureaus are now doing. Even the Mob doesn’t have it this easy. Consumers had better play-along ‘or else’ their ability to participate in modern society will be crippled. Equifax stands to make a lot of money selling monitoring for information they failed to protect. Charging 5-15 dollars to lock accounts will net them up to 3.0 billion dollars. Equifax also charges to unlock and lock it again. If consumers are willing to sign all their rights away Equifax will give consumers a year of security monitoring with no promise to fix your credit if it is impacted. If you actually want protection it’s $16.95 a month. That's a potential of billions of dollars a month to protect something collected without your direct permission and then lost. This seems so close to blackmail it is mind boggling. On Equifax's word; you could be prevented from getting a job, having credit cards, buying a house or car. One-hundred fifty million people are now completely exposed moving forward everyone will require credit monitoring which really is just the credit bureau's expanding their reach into consumers pockets. Even worse Credit monitoring isn’t a guarantee of anything. Most products only promise to tell you you have been compromised you still have to go through the pain and fixing it with the small hope you can fight them to have expenses reimbursed. At least the Mob offers some actual protection from your shop being burnt down or robbed, credit monitoring doesn’t even do that. Although, you will get a text on your phone at some point after the fire begins. Meanwhile, Equifax will go from a measly gross profit of 3.1 billion last year to the potential of 2-5 billion a month. How could they resist not leaking your information for returns like that? Congrats Equifax you just turned credit monitoring into a massive growth industry and all it took was gross negligence. And Just like the Mob they didn’t burn your shop down they just can’t stop it, unless of course, you pay $16.95 a month.
274 0 TheAmazingAaron Wait, we have to pay to freeze our reports? Specifically, I'm surprised Equifax is allowed to profit. What power does the [Consumer Financial Protection Bureau](https://www.consumerfinance.gov/about-us/blog/identity-theft-protection-following-equifax-data-breach/) (CFPB) have to step in here? Given the circumstances, I'm surprised a better solution hasn't been put in place since there's no way the credit agencies can handle 143 million customer issues. Congress, we're looking at you. Edit: Here are links to find your representatives. Let them know you don't think consumers should be on the hook for this breach, and you aren't satisfied with the current system of using social security numbers as verification of identity. House of Representatives: https://www.house.gov/representatives/find/ Senate: https://www.senate.gov/general/contact_information/senators_cfm.cfm
110 0 redshrek I was able to freeze my credit online with Equifax and Innovis yesterday. Experian refused saying I had to get a police report and sent it via mail with my $11 fee. Trans Union website seemed to work until I tried to pay where it said the service was unavailable.
214 0 I_moo_at_horses I went to annualcreditreport.com site to order my credit report and all three of them returned "Unable to process request online." Called all three numbers and just went in circles. Fucking crooked bastards. Have we not had enough of this system of fucking all of us over yet???
78 0 _My_Angry_Account_ They are trying to dissuade people from freezing their credit because it hurts their revenue streams. They make boatloads of money off brokering peoples data and they can't do that if people freeze their credit.
138 0 Evervision Jokes on them. I froze my credit at TransUnion and Experian 2 years ago due to the Anthem breach. Equifax on the other hand pulled these tricks on me 2 years ago. Said I had to do it by mail instead of online. Was able to freeze it online when their breach happened though. **There are actually 4 credit bureaus now, so make sure you freeze it at the new one, [Innovis](https://www.innovis.com/personal/securityFreeze).** [Found this out in 2015 from this article](https://krebsonsecurity.com/2015/06/how-i-learned-to-stop-worrying-and-embrace-the-security-freeze/).
60 0 exegete_ Here's the fee schedule for adding, lifting, and removing a credit freeze: https://www.transunion.com/credit-freeze/credit-freeze-information-by-state Some states it's free. What's the difference between "lift" and "remove"? I think "lift" is a temporary thing, where as "remove" is permanent.